Proverbs 21:20

Authorized King James Version

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There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.

Original Language Analysis

אוֹצָ֤ר׀ There is treasure H214
אוֹצָ֤ר׀ There is treasure
Strong's: H214
Word #: 1 of 8
a depository
נֶחְמָ֣ד to be desired H2530
נֶחְמָ֣ד to be desired
Strong's: H2530
Word #: 2 of 8
to delight in
וָ֭שֶׁמֶן and oil H8081
וָ֭שֶׁמֶן and oil
Strong's: H8081
Word #: 3 of 8
grease, especially liquid (as from the olive, often perfumed); figuratively, richness
בִּנְוֵ֣ה in the dwelling H5116
בִּנְוֵ֣ה in the dwelling
Strong's: H5116
Word #: 4 of 8
(adjectively) at home; hence (by implication of satisfaction) lovely; also (noun) a home, of god (temple), men (residence), flocks (pasture), or wild
חָכָ֑ם of the wise H2450
חָכָ֑ם of the wise
Strong's: H2450
Word #: 5 of 8
wise, (i.e., intelligent, skilful or artful)
וּכְסִ֖יל but a foolish H3684
וּכְסִ֖יל but a foolish
Strong's: H3684
Word #: 6 of 8
properly, fat, i.e., (figuratively) stupid or silly
אָדָ֣ם man H120
אָדָ֣ם man
Strong's: H120
Word #: 7 of 8
ruddy i.e., a human being (an individual or the species, mankind, etc.)
יְבַלְּעֶֽנּוּ׃ spendeth it up H1104
יְבַלְּעֶֽנּוּ׃ spendeth it up
Strong's: H1104
Word #: 8 of 8
to make away with (specifically by swallowing); generally, to destroy

Analysis & Commentary

The wise person's household contains 'treasure and oil'—stored wealth and abundance from diligent work and prudent management. By contrast, the 'foolish man spendeth it up'—squandering resources through imprudence, self-indulgence, or laziness. Wisdom produces prosperity through hard work, planning, and frugality; folly produces poverty through waste and improvidence. This isn't promising wealth to all wise people but affirming general principles: disciplined stewardship usually produces abundance, while foolishness leads to want. The wise save for future needs; fools consume everything immediately. This economic wisdom reflects spiritual principles: stewarding God's gifts faithfully honors Him, while wastefulness despises His provision.

Historical Context

Storing oil, grain, and other provisions was essential in agrarian societies subject to crop failures and seasonal variations. Wise households maintained reserves; foolish ones lived hand-to-mouth.

Questions for Reflection